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Blogs posted by Laura Godfrey
The Law Commission’s Programme of Reform
The Law Commission’s Programme of Reform

Following a consultation, the Law Commission has set out its plans for the next three years to explore areas of law which require reform including residential leasehold, chancel repair liability and...

SDTL First Time Buyer’s Relief
SDTL First Time Buyer’s Relief

It was announced as part of the Autumn 2017 Budget, that as of 22 November 2017, first time buyers paying £300,000 or less for a residential property will pay no Stamp Duty Land Tax...

Government ‘Call for Evidence’ on conveyancing Procedure
Government ‘Call for Evidence’ on conveyancing Procedure

The Government has launched a ‘Call for Evidence’, requesting views on ways to improve the property buying and selling process. The Government has stated that it is committed to...

Renting V Buying
Renting V Buying

As house prices are at a high, generation rent is becoming more apparent. The greatest challenge for renters wanting to get themselves on the property ladder is saving for a deposit whilst paying...

Increase in Lending by the “Bank of Mum and Dad”
Increase in Lending by the “Bank of Mum and Dad”

In recent years there has been an increase in parents assisting their children as it becomes increasingly more difficult for young people to get on to the property ladder. According to a study by...

Higher Rate Stamp Duty Land Tax: How being a married couple or non-married couple can affect your tax liability.
Higher Rate Stamp Duty Land Tax: How being a married couple or non-married couple...

Stamp Duty Land Tax (SDLT) is paid when you buy a residential property, e.g. a house or flat, on increasing portions of the purchase price above £125,000. From 1 April 2016, individuals (and...

Plans for Flood Risk Symbols
Plans for Flood Risk Symbols

Accordingly to the Association of British Insurers (ABI), fewer than one in three people researched the flood risk of the property before buying their current home. As such the ABI is proposing a...

What is Flood Re?
What is Flood Re?

Flood Re is an initiative put in place by the government and insurers to ensure that residents of homes prone to flooding can access affordable insurance. It is a reinsurance scheme which is...

What is the difference between "Exchange" and "Completion"?
What is the difference between "Exchange" and "Completion"?

What is the difference between "Exchange" and "Completion" and what will happen at these points in the transaction? “Exchange of Contracts” is the point at which...

Help to Buy ISA - Flaws are coming to light
Help to Buy ISA - Flaws are coming to light

In late 2015, the Help to Buy ISA scheme was launched with the promise that for every £200 first-time buyers saved into one of the ISA’s, the Government would add another £50, up to...